student loan debt and depression

I Really Hate Myself And Its Making Me Depressed? And McHenry County College's gainful disaster of a scholarship program


Let me start by saying I’m 22 years old, and I have nothing going for me. I have so many things that I hate about myself and it doesn’t help that nobody loves me, not even my mom and my brothers. I always got blamed for everything as a child. I got blamed for my dad’s drug abuse and his death. My mother doesn’t care that my dad tried to kill me when I was 13 when he went
through drug with drawls. She refused to divorce him which was proof enough for me that she put
some man before her own child. I never did well in school, I felt like it was a waste of time since I
never had a support system. The teachers never
tried to help me until it was too late, and the kids
made me want to kill myself. Nobody ever gave me a chance to show them the person that I am. I am so lonely, and feel worthless. My mom just got diagnosed with dementia in December, and I can’t go out much after work. It’s not like it matters, I can count the people who I consider a friend or an acquaintance one hand. I can’t afford a nurse for my mother and it really hurts me to see her like that. I can’t afford college and it’s nearly impossible to get financial aid in the state of California, and I can’t afford the interest rate on student loans.
I also have body image issues, I really HATE my
body. I look like a 10 year old boy, I always wanted to have a feminine body but there is no hope for me. I have some nice facial features but I feel like my body is hideous. I’m just too small and I don’t look like a woman and it makes me upset. No man will ever look past my body I’m nearly underweight. I wish people would care about personality, and stop making negative comments cause I’m cursed with this manly body. I wish I was beautiful.
I’m just angry, and full of hate. Not a bad person, I’m just really critical of myself. I want somebody to care about me. I want to be successful and not a total failure, and loser. What can I do, I just want to be liked. Nobody takes the time to see me for who I am just my obvious short comings. What can I do so I can finally accept myself and get some motivation?
Secretary of Education Arne Duncan wants to institute a "gainful employment" rule that effects only for-profit colleges; schools with low student loan repayment rates would be cut-off from future student loan funding.

As I've stated over the last few months, while there are some bad-actors among career colleges, these schools offer crucial education and training for first-in-their-family university students and those exploring career changes.

Not-for-profit community colleges and for-profit schools compete for students. As many members of the Obama administration, including the president himself, are former faculty members at not-for-profit four year schools, it makes me wonder if Duncan has a grudge against career colleges.

Now we move from gainful employment to gainful education. Nearly 1,000 students enrolled in a "free" tuition program at McHenry County College in Crystal Lake, Illinois. Free of course means someone else pays. Yes, some of that "free money" came in the form of federal student loans.

From the Daily Herald:

    McHenry County College's Promise scholarship program will yield its first graduates this spring, but only one in five original scholarship recipients are still in the program.

    Officials won't know until after spring break how many of the 180 students still part of Promise are expected to graduate.

    In the fall of 2009, 940 students were accepted into the program, which offered free tuition for in-district students fresh out of high school who enrolled full time, maintained a minimum 2.0 GPA (on a 4-point scale) and volunteered 16 hours per semester. Another 148 students had applied for Promise at kickoff, but ended up receiving full federal tuition funding.

    Local donors pledged $2.3 million to the program, managed by the Friends of MCC Foundation and described as the biggest community-funded scholarship program in the college's history.

Let me reiterate: There were 940 students accepted, only 180 are still in the Promise program--and MCC doesn't how many of the remainders will graduate.

This is a gainful disaster. Of the $2.3 million pledged, $1.6 million was collected, $178,000 is left in the Promise fund. MCC collected a lot of money but has little to show for it.

Now that's a bad actor.


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